Poor Credit Car Finance - What makes a bad credit rating?
Poor credit car loans can be difficult to find. If you have a history of missed credit repayments, default payments or CCJ's you will probably fall into the bad credit rating category. However there are other contributory factors that could also result in a poor credit rating such as repeat applications and repeat rejections, several address and employment changes. Having a bad credit rating doesn't mean you will be refused car loans, our finance team will guide you through your bad credit car finance options once you apply.
Credit Repairer Service
There are alternative ways to increase your chances of getting car finance with bad credit. If you have a bad credit rating there is a possibility that you can repair your score. By taking out a higher interest loan and ensuring that you maintain the payments and terms set out in the agreement, over time your credit score will improve and the lower interest loans will then become available to you. We are here to help and if you find yourself in a position where you donít want a bad credit car loan and you canít obtain loans in the silver or gold category we will advise you on the best way forward based on your own specific circumstances. To take advantage of our credit repair service please fill out our poor credit enquiry form and we will aim to contact you within 48hrs.