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Car Credit Assured is part of the Vertu Motors PLC group which trades under the Bristol Street Motors, Macklin Motors, Vertu Honda, Vertu Volkswagen and Farnell brands. Vertu Motors was formed in late 2006 and is now the 5th largest motor retailer in the UK.

Car Credit Assured is a completely free of charge service offering support and advice to anyone looking for car finance. In partnership with a panel of over 20 lenders we can offer car loans at extremely competitive prices. We are not a broker, as a motor retailer we simply want to ensure you have the correct support when purchasing your vehicle.

Whatever your circumstances we're here to help you find a vehicle with the correct finance product based on your individual needs. If you're struggling to find car finance we will help you, and can even offer a credit repair service to help you strengthen your profile over time.

As part of a major dealer group our customers receive the best possible support from our dealer network and customer services team.

We make the whole process as smooth as possible, by handling your application from start to finish and being with you every step along the way.

Hire Purchase (HP) - Representative finance example

Customer deposit

This is the amount you will have to pay today by debit/credit card.

60 Monthly payments of £237.10
Cash Price £9,900.00
Amount of credit

The total amount of money you are borrowing.


This is the option to purchase fee that will need to be paid to settle the finance agreement.

Total amount payable

This is the total amount you are paying to purchase the car. It includes the deposit, all of the monthly instalments, plus the GMFV and any fees.

Term 60 months
Fixed rate of interest

The interest rate applied to calculate the monthly payment. This does not fluctuate during the period of the loan.

Representative APR

Takes into account any fees associated to the loan in addition to the interest rate. This is considered to be the best indicator of the cost of credit.