Terms and Conditions

Disclaimer

Whilst Car Credit Assured makes every effort to ensure that the information contained in this website is accurate and current, we give no warranty or undertaking as to the quality, or freedom from error, of the contents of the website. The access or use by you of the contents of this website is entirely at your own risk. Car Credit Assured does not make any representation or warranty and expressly disclaims any and all such warranties and terms in respect of any products, services, information or materials. Depending upon the specification, purchasing a new vehicle may involve a time delay between ordering the vehicle and taking delivery. Images of our used car stock may have been digitally altered. This process is done to remove point of sale material from the vehicle and to add a digital backdrop.

Privacy Policy

Please see the privacy policy for details of how data is collected and used.

View Our Privacy Policy

Third Party Links

To provide increased value to our users, we may provide links to other websites or resources for you to access at your sole discretion. You acknowledge and agree that, as you have chosen to enter the linked website we are not responsible for the availability of such external sites or resources, and do not review or endorse and are not responsible or liable directly or indirectly, for the (1) the privacy practices of such websites (2) the content of such websites, including (without limitation) any advertising, content products, goods, or other materials or services on or available from such websites or resources or (3) the use to which others make of these websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

Contains Ordnance Survey data © Crown copyright and database right 2013. Contains Royal Mail data © Royal Mail copyright and database right 2013

Status Disclosure

The Financial Conduct Authority (FCA)
The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

Which products do we offer
We offer vehicle purchase price protection
We offer consumer finance products

Which service will we provide you with?
We will advise and make a recommendation for you after we have assessed your needs for Vehicle Purchase Price Protection and finance. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
We act as credit brokers, and we are not a lender but we can introduce you to a number of lenders who may be able to help finance your purchase, we can only introduce you to these lenders, however, we are not financial advisors.

What will you have to pay us for our services?
No fee is payable for our services, however, a lender may pay us commission for making an introduction of business.

Who regulates us?
We are authorised and regulated under interim permission by the Financial Conduct Authority.

Ownership
Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, Tyne and Wear, NE11 0XA

What to do if you have a complaint
By e-mail: [email protected]
In writing: Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, Tyne and Wear, NE11 0XA
By phone: 0191 491 2121

Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arrangement is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.
Further information about compensation scheme arrangements is available from the FSCS.

Special Offers

5 Years 0% APR with 50% Deposit
We act as a credit broker and we are not a lender. Available at participating dealerships on certain vehicles. Finance subject to status. Half the cost of the car will be financed totally interest free. We will introduce you to a limited number of lenders who may be able to help finance your purchase. These lenders may pay us for the introduction.

Used car PCP
We act as a credit broker, and we are not a lender. All vehicles advertised are available at time of going to press at participating dealerships. Model shown for illustration purposes only. Available at participating dealerships on certain vehicles. Finance subject to status. We will introduce you to a limited number of lenders who may be able to help finance your purchase. These lenders may pay us for the introduction.

£1000 Minimum Guaranteed Part Exchange Allowance
We act as a credit broker, and we are not a lender. *Available as part of a 4 or 5 year payment plan. Based on part-exchange vehicle having a valid current MOT. Library image shown for illustration purposes only. Vehicles advertised are available at time of going to press. Available at participating dealerships on certain vehicles. Finance subject to status. We will introduce you to a limited number of lenders who may be able to help finance your purchase. These lenders may pay us for the introduction.

£1000 Deposit Allowance
We act as a credit broker, and we are not a lender. *Available as part of a 4 or 5 year payment plan. Based on part-exchange vehicle having a valid current MOT. Library image shown for illustration purposes only. Vehicles advertised are available at time of going to press. Available at participating dealerships on certain vehicles. Finance subject to status. We will introduce you to a limited number of lenders who may be able to help finance your purchase. These lenders may pay us for the introduction.

£750 Free Fuel
£750 Free Fuel will be supplied via pre-pay debit card. Can be used for fuel purchase only and cannot be used to withdraw cash. Available at participating dealerships on certain vehicles. Contact your local Retailer for details. Library image shown for illustration purposes only.

Payment Holiday
Based on vehicle having a valid current MOT. We act as a credit broker, and we are not a lender. *Available as part of a 4 or 5-year payment plan. Library image shown for illustration purposes only. Vehicles advertised are available at time of going to press. Available at participating dealerships on certain vehicles. Finance subject to status. We will introduce you to a limited number of lenders who may be able to help finance your purchase. These lenders may pay us for the introduction.

2 Years Free Servicing
Scheduled services will be carried out in accordance with manufacturer requirements at a Car Credit Assured dealership up to 2 years or 24,000 miles. Excludes any additional work identified. Customer must book vehicle in for required services.

Car Credit Assured is a trading name of Bristol Street Fourth Investments Limited which is authorised and regulated by the Financial Conduct Authority. Car Credit Assured Vauxhall Chingford is an appointed representative of Vertu Motors (VMC) Limited/Bristol Street First Investments Limited which is authorised and regulated by the Financial Conduct Authority.

Website use

All intellectual property rights (including but not limited to copyright, trade marks, design rights and database rights, both registered and unregistered) in this website and its contents belong to Vertu Motors plc or one of its group or affiliate companies, or its licensors, or are otherwise used by Vertu Motors plc as permitted under applicable law. No usage rights of any of this website or its contents are licensed to you unless expressly stated in these Terms and Conditions.

You may view, copy and print the contents of this website for your own personal, private, non-commercial use. You agree to make use of this website and its contents only for lawful purposes. You may only establish and/or operate visible or invisible links to this website with the prior consent in writing of Vertu Motors plc.

You may not copy, reproduce, republish, adapt, modify or otherwise use any of the contents of this website for any other purpose (in particular any public, commercial purpose) without the prior consent in writing of Vertu Motors plc. You may not directly or indirectly make use of any software or system in order to extract systematically, routinely or regularly data from this website or its contents. You may not use this website or its contents for any unlawful or malicious purpose, or for the purposes of causing offence, or any defamatory or libellous activity.

Without prejudice to the generality of the paragraphs above, Vertu Motors plc prohibits the use in conjunction with the website of any automated system or software, whether operated by a third party or otherwise, to extract any data or content from this website for comparative websites or any other commercial purpose, without the prior consent in writing of Vertu Motors plc.

Vertu Motors plc reserves the right to monitor your usage of this website and to suspend access to or use of this website if your use contravenes these Terms and Conditions and Vertu Motors plc also reserves the right to take such action as it considers necessary in relation to any unauthorised use of this website.

Telephone Calls

In our continual effort to improve our levels of customer service, please be aware that calls may be monitored and recorded for training and quality purposes.

Competition Terms and Conditions

Competitions are open to anyone aged 16 or over. Competitions are free to enter and the winner will be drawn randomly. No alternative prize will be offered. Should you win, we will notify you directly for your contact information. We will not share your contact information with any third party. The winner will be posted on the site. Strictly one entry per person and duplicate entries will be cancelled.

1. The promoter is: Vertu Motors Ltd (registered number 02156457) whose registered office is at Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, Tyne and Wear, NE11 0XA.

2. The competition is open to residents of the United Kingdom aged 18 years or over except employees of Vertu Motors Ltd. and their close relatives and anyone otherwise connected with the organisation or judging of the competition.

3. There is no entry fee and no purchase necessary to enter this competition.

4. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.

5. Route to entry for the competition and details of how to enter are via our Facebook pages below (each page giving away 2x tickets)

6. Only one entry will be accepted per person. Multiple entries from the same person will be disqualified.

7. Closing date for entry will be Sunday 16th September. After this date the no further entries to the competition will be permitted.

8. No responsibility can be accepted for entries not received for whatever reason.

9. The rules of the competition and how to enter are as follows:
On the Facebook post (on different pages depending on each dealership)
1. Like the post
2. Comment WIN on the post
3. (Instagram competition) like our Hughes Mercedes-Benz Facebook page

10. The promoter reserves the right to cancel or amend the competition and these terms and conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoterís control. Any changes to the competition will be notified to entrants as soon as possible by the promoter.

11. The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.

12. The prize is as follows: The prize is 2x entry tickets per Facebook page (7 pages listed below) to the Kop Hill Climb event held in Princess Risborough which can be used on either the 21st or 22nd September 2019. No cash or other alternatives will be offered. The prizes are not transferable. Prizes are subject to availability and we reserve the right to substitute any prize with another of equivalent value without giving notice.





13. Winners will be chosen at random and announced on our Facebook pages on the 17th September at 7pm.

Mercedes-Benz of Beaconsfield: facebook.com/HughesMercedesBenzBeaconsfield





Mercedes-Benz of Slough: facebook.com/MercedesBenzOfSlough





Mercedes-Benz of Ascot: facebook.com/MercedesBenzOfAscot





Mercedes-Benz of Reading: facebook.com/MercedesBenzOfReading





Mercedes-Benz of Aylesbury: facebook.com/HughesMercedesBenzAylesbury





Mercedes-Benz Vans Aylesbury: facebook.com/MercedesBenzVansAylesbury





Jeep Beaconsfield: facebook.com/JeepBeaconsfield

14. The winner will be notified by Facebook. If the winner cannot be contacted or do not claim the prize within 14 days of notification, we reserve the right to withdraw the prize from the winner and pick a replacement winner.

15. The promoter will notify the winner when and where the prize can be collected / is delivered.

16. The promoterís decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.

17. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.

18. The competition and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England.

19. The winner agrees to the use of his/her name and image in any publicity material, as well as their entry. Any personal data relating to the winner or any other entrants will be used solely in accordance with current UK data protection legislation and will not be disclosed to a third party without the entrantís prior consent.

20. The winnerís name will be available 28 days after closing date by emailing the following address: [email protected]

21. Entry into the competition will be deemed as acceptance of these terms and conditions.

22. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, Instagram or any other Social Network. You are providing your information to Vertu Motors Ltd. and not to any other party. The information provided will be used in conjunction with our Privacy Policy found in the link in the footer.

Cookie Policy

Please see the cookie policy for details of how cookies work on our websites

View Our Cookie Policy

Cookies and Privacy

Our website uses cookie technology which helps us bring you the best possible experience when you visit this website. This page is designed to be open and transparent in detailing the information we collect and how we use it and also provides guidance on how you can opt out of cookies should you wish to.

Cookies we use

CookieNamePurposeMore Information
Site cookie (for viewing car deals and performing car searches, improving visitor experience) session This cookie is automatically created by our server to allow authentication of users. -
Google Analytics _utma
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These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from, and the pages they visited. Google Analytics enables Advertising Reporting features like Audience Demographics and Interests Reporting, DoubleClick Campaign Manager reporting, DoubleClick Bid Manager reporting, and Google Display Network Impression Reporting helping to better understand users. This includes recording when users have viewed videos of ours on Facebook or Youtube before visiting our website. Click here for an overview of privacy at Google
Post Code PCDE This is a cookie we use to allow our visitors use the website. It allows you to only enter your postcode once and it will be remembered on other pages. No details are stored in either the cookie or on the visitor's machine. This cookie will be deleted at the end of each session.
AddThis Di
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We also use AddThis cookies on the site. In summary these allow users to share content via Social Networking websites and email. When we provide links to third party services you find useful, they may place a cookie on your device to make their service easier to use.
YouTube __utmb, __atuvc YouTube: We embed videos from our official YouTube channel using YouTube's privacy-enhanced mode. This mode may set cookies on your computer once you click on the YouTube video player, but YouTube will not store personally-identifiable cookie information for playbacks of embedded videos using the privacy-enhanced mode.. To find out more please visit YouTube's embedding videos information page
AddThis _atuvc AddThis: The __atuvc cookie is created and read by the AddThis social sharing site JavaScript on the client side in order to make sure the user sees the updated count if they share a page and return to it before our share count cache is updated. No data from that cookie is sent back to AddThis and removing it when disabling cookies would cause unexpected behavior for users
Doubleclick This is a supplier which helps us track the online advertisements which we serve to consumers and the subsequent actions on our Website of those who respond. Our Website pages may contain electronic images which are tracking pixels; these allow us to track user interactions on these pages. They may also report back some information to DoubleClick about the interaction on that page.
Audience Science Cookies: rsi_segs
This is one of our online audience monitors that allow us to track customer actions on the Website and to tailor the advertisements you see on 3rd party sites. The content of these advertisements is influenced by your interactions with the Website such as the pages you view, searches you conduct and offers you show an interest in.
Google Adsense We use third-party advertising companies to serve ads when you visit our Website. These companies may also use cookies, over which we have no control. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
Facebook We use the Facebook Customer Audience Pixel on our website to advertise goods and services which may be of interest to you. For example, we may show an advert on Facebook which relates to particular pages you visited on our site when we have an offer on. The pixel will not provide any private information on your profile or account.
Foshpa Marketing This is one of our online audience monitors that allow us to track customer actions on the Website, such as the pages you view, searches you conduct and offers and vehicles you show an interest in.
Hot Jar _hjUserId This cookie is set as soon as a user loads a page which contains the Hotjar code. The cookie contains a universally unique identifier (UUID) which allows Hotjar to track the same visitor across multiple pages and sessions.
Hot Jar _hjDonePolls This cookie is set once a visitor completes a poll using the Feedback Poll widget. It is used to ensure that the same poll does not re-appear if it has already been filled in.
Hot Jar _hjMinimizedPolls This cookie is set once a visitor minimizes a Feedback Poll widget. It is used to ensure that the widget stays minimizes when the visitor navigates through your site.
Hot Jar _hjDoneTestersWidgets This cookie is set once a visitor submits their information in the Recruit User Testers widget. It is used to ensure that the same form does not re-appear if it has already been filled in.
Hot Jar _hjMinimizedTestersWidgets This cookie is set once a visitor minimizes a Recruit User Testers widget. It is used to ensure that the widget stays minimizes when the visitor navigates through your site.
Hot Jar _hjDoneSurveys This cookie is set once a visitor completes a survey. It is used to only load the survey content if the visitor hasn't completed the survey yet.
Hot Jar _hjIncludedInSample This session cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate funnels.
Calltrack calltracksData, calltracksGuid Calltracks' call tracking software allows businesses to track the online and offline sources of phone calls received by potential clients and customers, providing them with a better understanding of which keywords or additional marketing led to a phone call and which did not. The calltracksGuid cookie identifies users within our site, for uniquely identifying the visitor between page views. The calltracksData cookie is used to holds information about the source referring the visitor (e.g., Google or Bing), the Pay Per Click ad that the visitor clicked on (if applicable), and which phone numbers have been displayed to the visitor. Please visit Calltracks' privacy page for more information.

Often, your web browser will let you control all of your cookies in the browser security and privacy settings. If you'd like to learn out more about cookies as well as how to manage, and delete them, visit: www.allaboutcookies.org.

If you'd like to stop being tracked by Google Analytics across all websites that use the service then visit http://tools.google.com/dlpage/gaoptout.

Links to other websites

Our website contains or may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Are you eligible?

  • Do you own a Full, Provisional or EU Driving licence?
  • Have you been a UK resident for the last three years and have an address history?
  • Are you employed and work a minimum of 16 hours a week?
  • Are you aged 18 years or over?

What's Involved

Car Credit Assured will make buying the car you want easy!

1. Call or apply online - our finance team today on 0330 108 3793.

2. Get a decision - We will search our panel of lenders to ensure the best result for your credit status and call you with a decision as quickly as possible.

3. Arrange an appointment - To ensure you receive the best possible experience we will call you and arrange an appointment at one of our dealerships at your convenience.

4. Pick up your car - Once all documentation is received we aim to have you driving away as soon as possible.

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